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Disaster Response Resources for California Businesses

THE FEDERAL SITUATION IS CHANGING RAPIDLY. PLEASE VERIFY THE CURRENT FEMA and SBA WEBSITES LINKED BELOW.

The White House declared a federal disaster, EM-3592-CA, in the State of California and ordered Federal assistance to supplement State, tribal, and local response efforts due to emergency conditions resulting from severe winter storms, flooding, landslides, and mudslides beginning on March 9, 2023, and continuing.

Governor Newsom proclaimed of a State of Emergency on March 1, 2023 (amended on March 8, March 12 and March 14) to cover 43 counties: Alpine, Amador, Butte, Calaveras, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Imperial, Inyo, Kern, Kings, Lake, Los Angeles, Madera, Mariposa, Mendocino, Merced, Mono, Monterey, Napa, Nevada, Orange, Placer, Plumas, Sacramento, San Benito, San Bernardino, San Francisco, San Joaquin, San Mateo, San Luis Obispo, Santa Barbara, Santa Clara, Santa Cruz, Sierra, Sonoma, Stanislaus, Trinity, Tulare, Tuolumne, and Yuba. 

This follows still active statewide state of emergency declared by the Governor on January 4, 2023, related to a series of atmospheric river systems bringing high winds, substantial precipitation, and river and urban flooding. A Presidential Declaration of a Major Disaster, DR-4683, issued on January 14, 2023 released Federal aid for damages beginning on December 27, 2022.

Federal assistance includes grants for temporary housing and home repairs, low-cost loans to cover uninsured property losses, and other programs for individuals and business owners. Funding for emergency work is available to State, tribal, and eligible local governments and certain nonprofits. The Federal Emergency Management Administration (FEMA) oversees the applications process for Individual Assistance and Public Assistance. The Small Business Administration (SBA) oversees the applications process for Business Physical Disaster Loans to repair or replace disaster-damaged property including real estate, inventory, and equipment and Emergency Injury Disaster Loans (EIDL) to supplement working capital for small businesses, agricultural cooperatives, and most non-profits.

SBA Disaster Declaration CA-00366 made Business Physical Disaster Loans and EIDL available in the following primary counties:  Alameda, Amador, Calaveras, Contra Costa, Mendocino, Merced, Monterey, Sacramento, San Joaquin, San Luis Obispo, San Mateo, Santa Barbara, Santa Cruz and Ventura . The deadline is March 16. 2023.  

EIDL only is now available the following contiguous counties: Fresno, Madera, Mariposa, San Benito, Santa Clara, Stanislaus, Tuolumne, El Dorado, Placer, Solano, Sutter, Yolo, Kings, Kern, Alpine, San Francisco, Glenn, Humboldt, Sonoma, Tehama, Trinity, Lake and Los Angeles. The deadline is October 16, 2023.  

SBA acted under its own authority to declare a disaster in San Francisco County following the denial of the state’s request for a major disaster declaration. This declaration also made SBA assistance available in Alameda, Marin,  and San Mateo counties.

Residents and business owners can begin applying for FEMA assistance at: www.DisasterAssistance.gov or by calling 800-621-FEMA (3362). For help with SBA disaster loan applications, residents and business owners should contact their local Small Business Center or call 800-659-2955. Businesses and individuals can also visit Disaster Recovery Centers for in-person help; check the SBA Disaster Declaration pages below for locations and hours.

California Governor’s Office of Emergency Services (CalOES):

California Office of the Small Business Advocate (CalOSBA):

For assistance in identifying and applying for FEMA and SBA disaster assistance:

Directory of other disaster resources:

Self-guided business continuity training:

California Infrastructure and Economic Development Bank (iBank): 

The Disaster Relief Loan Guarantee Program (DRLGP) works with local lenders to guarantee up to 95 percent of relief loans for disaster-impacted small businesses of 1-750 employees.

Employment Development Department (EDD):

The California Department of Tax and Fee Administration (CDTFA):

CDTFA offers tax/fee relief in case of state or federal disaster declarations: small business owners who have been affected by flooding, power outages, and other storm-related hardships may request up to an additional three months to file their tax returns. Taxpayers who face return deadlines between January 4, 2023 and January 31, 2023 who are granted relief will not have to pay interest and penalties if they are unable to file their returns and pay taxes and fees by the original due date. The CDTFA is also the agency to contact for lost tax records.

Internal Revenue Service (IRS):

The IRS has extended federal tax filing and payment deadlines for California storm victims to May 15, 2023, for individual and business tax returns.

California Disaster Relief Recovery and Resilience Fund:

The League of California Community Foundations and Philanthropy California direct monetary donations to the California Disaster Relief Recovery and Resilience Fund, which deploys resources to impacted communities through community foundations.

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